For a young investor, both a Roth IRA and a Health Savings Account (HSA) offer significant tax advantages and can be powerful tools for building wealth. The "better" choice depends on your individual circumstances, particularly your health insurance situation and financial goals. Ideally, if you qualify, you should consider contributing to both.

Cryptocurrency has emerged as a revolutionary, yet highly volatile, asset class, capturing the attention of investors worldwide. Since the advent of Bitcoin in 2009, thousands of digital currencies have been created, each with its own unique purpose and technology. As an investment vehicle, cryptocurrency presents a unique set of opportunities and risks that potential investors must thoroughly understand.

Cryptocurrencies, often lauded for their disruptive potential and criticized for their speculative nature, offer a distinctive alternative to traditional investments like stocks, bonds, and real estate. For those considering diving into this digital frontier, a balanced understanding of its advantages and disadvantages is crucial.

Determining "when you can retire" is a complex and highly personal question, as it depends on many factors specific to your individual circumstances, financial situation, and retirement goals. There's no single magic age or amount of money that applies to everyone.

• The Trump administration has made significant budget cuts to the U.S. Department of Education in recent days.

• An announcement regarding layoffs at the education department maintains that funding for special needs students will continue. However, disability advocates are expressing concern that recent cuts could affect special education services.

Insurance companies deny a significant number of health insurance claims for millions of people each year, including individuals with disabilities, but many denials can be successfully appealed.

Persistence, gathering supporting documentation, and seeking advocacy help, media involvement, or legal support can be crucial steps in challenging denied claims.

Successful appeals not only help individuals but also can lead to broader policy changes and legal precedents that benefit others.

Disability advocates are suing the Social Security Administration. The lawsuit highlights barriers to accessing Social Security services, including staffing reductions and long wait times, that unduly affect vulnerable populations.