Why Flat Fees?

In an industry full of hidden commissions and percentage-based fees, we choose transparency. [cite: 9]

We are Fiduciaries

We work only for you, never for a commission. [cite: 10]

No Asset Minimums

You don't need a million dollars to get million-dollar advice. [cite: 11]

No Surprise Bills

The price you see is the price you pay. [cite: 12]

Choose Your Starting Point [cite: 13]

Hourly Check-In

$300 / hour [cite: 22]

Best for: The DIY Investor [cite: 17]

60-Minute Virtual Meeting [cite: 19]
Specific trade or allocation gut-check
Follow-up email with resources [cite: 20]
No ongoing commitment [cite: 21]

Book Hour

Focused Review

$1,800 (One-time) [cite: 39]

Best for: The "Second Opinion" Seeker [cite: 24]

Dive deep into ONE focus area:

Retirement Readiness
Investment Audit
Cash Flow & Budgeting
College Funding [cite: 27-31]

Includes Action Plan & Strategy Meeting.

Get Focused

Comprehensive Plan

$4,800 (Flat Fee) [cite: 48]

Best for: The Big Picture Builder [cite: 41]

Full Cash Flow & Tax Analysis [cite: 45]
Investment & Estate Review [cite: 46]
Full G.U.I.D.E.d Path™
Step-by-Step Implementation Checklist [cite: 47]

Start Planning

Special Needs Plan

$6,000 (Flat Fee) [cite: 57]

Best for: The Protective Parent [cite: 50]

Secures two lifetimes: yours and theirs.

Everything in Comprehensive
SSI & Medicaid Eligibility Strategies [cite: 54]
Special Needs Trusts & ABLE Accounts [cite: 55]
Letter of Intent & Future-Proofing [cite: 56]

Secure Future

💡 The Confidence Credit™

Not sure if you need a full plan? Start with the Focused Review ($1,800). If you upgrade to a Comprehensive or Special Needs Plan within 6 months, we will credit your full $1,800 payment toward the new plan.

Compare Your Options [cite: 58]

Feature	Focused Review	Comprehensive	Special Needs
Price	$1,800	$4,800	$6,000 [cite: 60]
Scope	One Specific Problem	Your Whole Life	Two Lifetimes
Confidence Credit?	YES	N/A	N/A
Retirement & Cash Flow	Select as Option	✅	✅
Tax Strategy	❌	✅	✅
Govt Benefit Protection (SSI)	❌	❌	✅ CRITICAL
Special Needs Trust Strategy	❌	❌	✅ INCLUDED

Phase 2: Ongoing Wealth Management

Once your plan is built, we help you stick to it. A financial plan is a snapshot; ongoing management is the movie. [cite: 62, 64]

Investment: $600 / month [cite: 71]

Available exclusively to clients who have completed a Comprehensive or Special Needs Plan. [cite: 72]

Proactive Monitoring: We watch your plan so you don't have to. [cite: 67]
Implementation Support: We help you actually do the work. [cite: 68]
Annual Re-Discovery: A full plan update every year. [cite: 69]
Unlimited Access: Call us whenever you have a question. [cite: 70]

Frequently Asked Questions [cite: 73]

Q: Do I have to pay the full fee upfront?

A: No. We typically split the fees: 50% to start, and 50% upon delivery of your plan. [cite: 75]

Q: Can I start with the Focused Review and upgrade?

A: Absolutely. Thanks to our Confidence Credit, 100% of your $1,800 fee is applied to the upgrade if you move forward within 6 months. [cite: 76-78]

Q: Why is the Special Needs Plan more expensive?

A: A standard plan covers one lifetime. A Special Needs plan must secure two (yours and your child's). It requires specialized knowledge of government benefits and legal structures that standard plans don't touch. [cite: 79-81]